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2 Millstone Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 2 Millstone Cir, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,652 sqft · built 1977
Lot Size0.786 acres (34,221 sqft)
Owner2 Individual Names on File
Tax Bill$12,544 (2025)
Deeds & MortgagesFeb 2021 Refinance
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00120 B:00004 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00120 B:00004 L:00000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,652 sqft Living Area
Gross Area5,069 sqft
Basement Area2,147 sqft
Unfinished Basement1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,221 sqft (0.786 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address2 MILLSTONE CIR
CityANDOVER
StateMA
Zip01810-6037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal Block4
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2002
Census Tract254301

Owner

Source: Essex County and Andover Town records · APN ANDO M:00120 B:00004 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 MILLSTONE CIR, ANDOVER, MA 01810-6037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
May 18, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 MILLSTONE CIR, ANDOVER, MA 01810-6037
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number124163
DateFeb 16, 2021
Instrument124163
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 01, 2046

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address2 MILLSTONE CIR, ANDOVER, MA 01810-6037
Document Number0000122124
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MILLSTONE CIR ANDOVER MA 018106037, ANDOVER, MA 01810-6037

Mortgage

Document Number0000122124
DateMay 22, 2020
Instrument122124
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueMay 21, 2045

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,544.00 (+3.96%)$1,004,300 (+7.21%) Land $557,600 Building $446,700$1,509,170
2024$12,066.00 (+3.24%)$936,800 (+9.49%) Land $536,900 Building $399,900
2023$11,687.00$855,600 Land $483,500 Building $372,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1987–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 80 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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