Franklin County and Westville Town property record for 9 Lower Flat Rock Rd, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1979 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Sep 2021) |
| Tax Bill | $2,332 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| APN | 1-031-13.00 |
| Primary APN | 1-031-13.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-031-13.00 |
|---|---|
| Street Address | 9 LOWER FLAT ROCK RD |
| City | MALONE |
| State | NY |
| Zip | 12953-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONNER LABRAKE RIVER ROAD FINNLEY |
| Legal Block | 6 |
| Legal Lot Number | 28.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950200 |
9 Lower Flat Rock Rd is owned and occupied by an individual who bought it in September 2021.
Source: Franklin County and Westville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 LOWER FLAT ROCK RD, MALONE, NY 12953-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on File |
| Deed Sale | Sep 29, 2021 · Amount on File |
| Prior Sale | Apr 21, 2021 · Amount on File |
| Deed Document Number | 20215176 |
| Prior Transfer Date | Apr 19, 2021 |
| Prior Transfer Doc | 0000001987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Sep 29, 2021 |
| Property Address | 9 LOWER FLAT ROCK RD, MALONE, NY 12953-2808 |
| Document Number | 20215176 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021-5176 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SEAVER ST, MALONE, NY 12953-2324 |
| Document Number | 20215177 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-5177 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 9 Lower Flat Rock Rd was $2,332, up 9.4% from the year before.
Source: Franklin County and Westville Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Westville Town |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,332.00 (+9.43%) | ||
| 2025 | $2,131.00 | $76,500 Land $16,000 Building $60,500 | $119,531 Land $25,000 Building $94,531 |
| 2023 | $76,500 (-) Land $16,000 Building $60,500 | $104,795 (+18.49%) Land $21,918 Building $82,877 | |
| 2022 | $76,500 Land $16,000 Building $60,500 | $88,439 Land $18,497 Building $69,942 | |
| 2021 | $871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9 Lower Flat Rock Rd; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Lower Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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