Campbell County property record for 9 Louis Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 1977 |
| Lot Size | 0.831 acres (36,213 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,000 (Oct 2019) |
| Tax Bill | $4,629 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-154.00 |
| Primary APN | 999-99-20-154.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,213 sqft (0.831 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 LOUIS CIR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 76 SEC J MADONNA EST |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | J |
| Legal Lot Number | 76-77 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 5, 2019 | Loan Modification, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Deed Document Number | 20195099358 |
| Deed Book / Page | 336 / 718 |
| Prior Transfer Date | Oct 14, 2008 |
| Prior Transfer Doc | 0001900223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 9 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 9 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Document Number | 0005178614 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | M1104/26 |
| Instrument | 5178614 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 21, 2019 |
| Property Address | 9 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Document Number | 0005099358 |
| Book / Page | D336 / 718 |
| Map Reference | MB 5 PG 32-A-8 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 5099358 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 LOUIS CIR, 9, COLD SPRING, KY 41076-1808 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0005099361 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 5099361 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 5, 2019 |
| Property Address | 9 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Book / Page | 000331 / 000706 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 5096950 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6300 E HAMPDEN AVE #324 DENVER CO 802227678, 324, DENVER, CO 80222-7678 |
| Document Number | 0005096950 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 000331/000706 |
| Instrument | 5096950 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 4, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,629.00 (+0.98%) | $382,000 (-) Land $75,000 Building $307,000 | $382,000 (-) Land $75,000 Building $307,000 |
| 2023 | $4,584.00 (+7.23%) | $382,000 (+11.7%) Land $75,000 Building $307,000 | $382,000 (+11.7%) Land $75,000 Building $307,000 |
| 2022 | $4,275.00 | $342,000 Land $35,000 Building $307,000 | $342,000 Land $35,000 Building $307,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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