Campbell County property record for 5 Louis Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 1975 |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jan 2006) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-097.00 |
| Primary APN | 999-99-20-097.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920097.00 |
|---|---|
| Street Address | 5 LOUIS CIR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 SEC J MADONNA EST |
| Legal Subdivision | MADONNA ESTATES |
| Legal Phase | J |
| Legal Lot Number | 79 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2006 · Amount on Record |
| Deed Sale | Jan 6, 2006 · Amount on Record |
| Prior Sale | Jun 14, 2002 · Amount on Record |
| Deed Document Number | 01 06 06 019 00129 |
| Deed Book / Page | 0277 / 229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Document Number | 0005169885 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | M1100/350 |
| Instrument | 5169885 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005151457 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | M1077/356 |
| Instrument | 5151457 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 LOUIS CIR, COLD SPRING, KY 41076-1808 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005109647 |
|---|---|
| Date | May 11, 2020 |
| Book Page | M1003/293 |
| Instrument | 5109647 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,545.00 (+1%) | $292,500 (-) Land $50,000 Building $242,500 | $292,500 (-) Land $50,000 Building $242,500 |
| 2023 | $3,510.00 (+21.45%) | $292,500 (+26.49%) Land $50,000 Building $242,500 | $292,500 (+26.49%) Land $50,000 Building $242,500 |
| 2022 | $2,890.00 | $231,250 Land $25,000 Building $206,250 | $231,250 Land $25,000 Building $206,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures