9 Locust Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 9 Locust Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,746 sqft · built 1929
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$2,795,000 (Jul 2019)
Tax Bill	$76,921 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553201 7-7-344`

Property Details

APN / Parcel Number

Primary APN	`553201 7-7-344`
Alternative APNs	`320100700703440000000000` `442700`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,746 sqft Living Area
1st Floor Area	2,244 sqft
2nd Floor Area	2,358 sqft
Attic	Attic
Attic Area	144 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	300 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	442700
Street Address	9 LOCUST AVE
City	LARCHMONT
State	NY
Zip	10538-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Subdivision	N Y SUMPREME COURT
Legal Block	344
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	1
Census Block	1000
Census Tract	7100

Owner

9 Locust Ave is owned and occupied by an individual who bought it in July 2019.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9 LOCUST AVE, LARCHMONT, NY 10538-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	May 4, 2016 · Amount on File
Deed Document Number	2019591713583
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0481350059
Record Updated	Oct 29, 2026

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 5, 2019
Property Address	9 LOCUST AVE, LARCHMONT, NY 10538-3820
Document Number	0591713583
Map Reference	VOL 15 PG 8
Instrument Date	Jun 21, 2019
Instrument	591713583
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 LOCUST AVE, 9, LARCHMONT, NY 10538-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VANDERBURGH AVE, LARCHMONT, NY 10538-2931

Mortgage

Document Number	0591833152
Date	Jul 5, 2019
Instrument	591833152

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%

Tax Assessment & Valuation

The 2026 property tax bill for 9 Locust Ave was $76,921, up 27.1% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$76,921.00 (+27.09%)
2025	$60,526.00	$3,729,000 (+3.01%) Land $680,000 Building $3,049,000	$3,729,000 (+3.01%) Land $680,000 Building $3,049,000
2024		$3,620,000 (+9%) Land $680,000 Building $2,940,000	$3,620,000 (+9%) Land $680,000 Building $2,940,000
2023		$3,321,000 Land $680,000 Building $2,641,000	$3,321,000 Land $680,000 Building $2,641,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Locust Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	171 (1978–2024)
Claims Outside the SFHA	39 of 171
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Nov 2012 · 48 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Locust Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20