12 Locust Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 12 Locust Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,540 sqft · built 1928
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$2,639 (Mar 1997)
Tax Bill	$48,723 (2026)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`553201 7-7-68`

Property Details

APN / Parcel Number

Primary APN	`553201 7-7-68`
Alternative APNs	`320100700700680000000000` `441500`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	999 sqft
Upper Floors Area	414 sqft
Basement Area	805 sqft
Finished Basement	805 sqft
Unfinished Basement	805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 69 ft wide
Porch	Slab
Porch Area	288 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	441500
Street Address	12 LOCUST AVE
City	LARCHMONT
State	NY
Zip	10538-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	BUCKLEY SUBDIVISION #1
Legal Block	68
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	1
Census Block	1000
Census Tract	7100

Owner

12 Locust Ave is owned and occupied by an individual who acquired it in June 2019.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12 LOCUST AVE, LARCHMONT, NY 10538-3825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 1997 · Amount on File
Deed Sale	Mar 17, 1997 · Amount on File
Deed Book / Page	11684 / 37
Last Transfer Date	Jun 12, 2019
Transfer Doc	0591403349
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 27, 2019
Property Address	12 LOCUST AVE, LARCHMONT, NY 10538-3825
Document Number	0591403349
Book / Page	059140 / 003349
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOCUST AVE LARCHMONT NY 105383825, LARCHMONT, NY 10538-3825

Tax Assessment & Valuation

The 2026 property tax bill for 12 Locust Ave was $48,723, up 27.1% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$48,723.00 (+27.09%)
2025	$38,338.00	$2,362,000 (+3.01%) Land $423,000 Building $1,939,000	$2,362,000 (+3.01%) Land $423,000 Building $1,939,000
2024		$2,293,000 (+8.98%) Land $423,000 Building $1,870,000	$2,293,000 (+8.98%) Land $423,000 Building $1,870,000
2023		$2,104,000 Land $423,000 Building $1,681,000	$2,104,000 Land $423,000 Building $1,681,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Locust Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	171 (1978–2024)
Claims Outside the SFHA	39 of 171
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Nov 2012 · 48 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Locust Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20