Schenectady County and Rotterdam Town property record for 9 Lock St, Rotterdam Junction, NY 12150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 2020 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,000 (Sep 2024) |
| Tax Bill | $9,674 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 422800 20.5-7-46.12 |
| Primary APN | 422800 20.5-7-46.12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9 LOCK ST |
|---|---|
| City | ROTTERDAM JUNCTION |
| State | NY |
| Zip | 12150-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 7 |
| Legal Lot Number | 46.012 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26K NOBLE LN, MECHANICVILLE, NY 12118-3171 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 3, 2024 | Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Jul 19, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Deed Document Number | 202452072 |
| Deed Book / Page | 2136 / 985 |
| Prior Transfer Date | Jul 13, 2022 |
| Prior Transfer Doc | 0000037771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 3, 2024 |
| Property Address | 9 LOCK ST, ROTTERDAM JCT, NY 12150-7701 |
| Document Number | 0000052072 |
| Book / Page | 2136 / 985 |
| Map Reference | MB 60 PG 93 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 202452072 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,388.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701 |
| Name | Verified Name |
|---|---|
| Address | 26K NOBLE LN, MECHANICVILLE, NY 12118-3171 |
| Document Number | 0000052073 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 202452073 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 19, 2022 |
| Property Address | 9 LOCK ST, ROTTERDAM JCT, NY 12150-7701 |
| Document Number | 0000037771 |
| Book / Page | 2088 / 846 |
| Map Reference | MB 60 PG 93 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 202237771 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701 |
| Name | Verified Name |
|---|---|
| Address | 1551 BAYFIELD CT, TRINITY, FL 34655-4912 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,674.00 (-6.9%) | ||
| 2025 | $10,391.00 | $254,800 (-) Land $7,000 Building $247,800 | $392,000 (+16.91%) Land $10,769 Building $381,231 |
| 2023 | $254,800 Land $7,000 Building $247,800 | $335,300 Land $9,212 Building $326,088 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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