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4 Lock St, Rotterdam Junction, NY 12150 Property Records

Schenectady County and Rotterdam Town property record for 4 Lock St, Rotterdam Junction, NY 12150

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,992 sqft · built 1920
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Oct 2021)
Tax Bill$5,505 (2026)
Deeds & MortgagesOct 2021 Sale
Jan 2021 Transfer
Flood ZoneZone X (moderate risk)
APN422800 20.5-7-8

Property Details

APN / Parcel Number

Primary APN422800 20.5-7-8
Alternative APN
  • 280002000500070080000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,992 sqft Total Area
1st Floor Area996 sqft
2nd Floor Area996 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialWood
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions232 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4 LOCK ST
CityROTTERDAM JUNCTION
StateNY
Zip12150-7701
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB-1
Legal DescriptionR,2STY,APT 1.-17-2
Legal Subdivision4 LOCK STREET
Legal Block7
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1027
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Warranty Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Jan 14, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2021 · Amount on Record
Deed SaleOct 26, 2021 · Amount on Record
Deed Document Number202153692
Deed Book / Page2070 / 242
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 26, 2021
Property Address4 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701
Document Number0000053692
Book / Page2070 / 242
Instrument DateSep 30, 2021
Instrument202153692
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 LOCK ST, 4, ROTTERDAM JCT, NY 12150-7701

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJan 14, 2021
Property Address4 LOCK ST, ROTTERDAM JUNCTION, NY 12150-7701
Document Number0000001672
Book / Page002049 / 000987
Instrument DateAug 14, 2020
Instrument1672
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 LOCK ST ROTTERDAM JUNCTION NY 121507701, ROTTERDAM JUNCTION, NY 12150-7701

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,505.00 (-6.9%)
2025$5,913.00$145,000 (-) Land $6,800 Building $138,200$223,100 (+16.93%) Land $10,463 Building $212,637
2023$145,000 Land $6,800 Building $138,200$190,800 Land $8,948 Building $181,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #3
serves 1,900 people · EPA ID NY4600067
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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