9 Leaf Gazer Ln, Cullowhee, NC 28723 Property Records

Jackson County property record for 9 Leaf Gazer Ln, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,372 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$705,000 (Dec 2025)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Dec 2025 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7563-16-1387`

Property Details

APN / Parcel Number

Primary APN	`7563-16-1387`
Alternative APN	`183197`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,372 sqft Heated Area
1st Floor Area	2,372 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	561 sqft
Deck Area	42 sqft
Patio Area	522 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	9 LEAF GAZER LN
City	CULLOWHEE
State	NC
Zip	28723-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTON RD
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2004
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12542 SAINT CHARLOTTE DR, TAMPA, FL 33618-3259
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 7, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Book / Page	2410 / 903
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 9, 2025
Property Address	9 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Document Number	0024100903
Book / Page	2410 / 903
Map Reference	CAB 6 SL 393
Instrument Date	Dec 9, 2025
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Tax	$1,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1217, CASHIERS, NC 28717-1217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12542 SAINT CHARLOTTE DR, TAMPA, FL 33618-3259

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	9 LEAF GAZER LN, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023110023
Date	Aug 16, 2021
Book Page	2311/23

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 7, 2019
Property Address	9 LEAF GAZER LN, CULLOWHEE, NC 28723
Document Number	0022441793
Book / Page	002244 / 001793
Instrument Date	Aug 5, 2019
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 LEAF GAZER LN CULLOWHEE NC 28723, CULLOWHEE, NC 28723

Mortgage

Document Number	22441801
Date	Aug 7, 2019
Book Page	002244/001801

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$683,959 (+25.06%) Land $83,130 Building $600,829
2025	$2,078.00 (+73.31%)	$546,898 (+73.25%) Land $83,130 Building $463,768
2023	$1,199.00	$315,670 Land $68,500 Building $247,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Skyrunner, T-Mobile.

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