71 Leaf Gazer Ln, Cullowhee, NC 28723 Property Records

Jackson County property record for 71 Leaf Gazer Ln, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2021)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7563-16-3558`

Property Details

APN / Parcel Number

Primary APN	`7563-16-3558`
Alternative APN	`182724`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Heated Area
1st Floor Area	1,024 sqft
Upper Floors Area	512 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	656 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	71 LEAF GAZER LN
City	CULLOWHEE
State	NC
Zip	28723-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 HOLDEN
Legal Lot Number	10
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2004
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1682 THURSTON DR, LAGUNA BEACH, CA 92651-2656
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 25, 2021	Warranty Deed, Transfer
Jun 18, 2021	Warranty Deed, Transfer
May 13, 2019	Warranty Deed, Transfer · Stand-Alone Refinance AMERIS BANK
Jun 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Book / Page	2317 / 1302
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	71 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022651333
Date	May 1, 2020
Book Page	2265/1333

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 25, 2021
Property Address	71 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Document Number	0023171302
Book / Page	2317 / 1302
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1682 THURSTON DR, LAGUNA BEACH, CA 92651-2656

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 18, 2021
Property Address	71 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Document Number	0023050801
Book / Page	2305 / 801
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 LEAF GAZER LN, 71, CULLOWHEE, NC 28723-2099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 THURSTON DR, LAGUNA BEACH, CA 92651-2656

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 13, 2019
Property Address	71 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Document Number	0022380113
Book / Page	2238 / 113
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ARCADIAN PARK, CHARLESTON, SC 29407-7105

Mortgage

Document Number	0022380117
Date	May 13, 2019
Book Page	2238/117

Lender

Name	AMERIS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 8, 2017
Property Address	71 LEAF GAZER LN, CULLOWHEE, NC 28723-2099
Document Number	0021901115
Book / Page	002190 / 001115
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$184.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 295 CHARLESTON SC 294020295, CHARLESTON, SC 29402-0295

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,901 (-) Land $150,000 Building $501,901
2025	$2,477.00 (+84.16%)	$651,901 (+84.15%) Land $150,000 Building $501,901
2023	$1,345.00	$354,000 Land $111,910 Building $242,090

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Skyrunner, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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