9 Holmesdale Ct, Covington, KY 41014 Property Records

Kenton County property record for 9 Holmesdale Ct, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,191 sqft · built 1935
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Jun 2025)
Tax Bill$2,004 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-23-20-003.00

Property Details

APN / Parcel Number

Primary APN055-23-20-003.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,191 sqft Finished Area
Gross Area1,407 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions70 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address9 HOLMESDALE CT
CityCOVINGTON
StateKY
Zip41014-1725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRIS LOT 19
Legal SubdivisionHARRIS CLAUDE
Legal Lot Number19
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2008
Census Tract61100

Owner

9 Holmesdale Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9 HOLMESDALE CT, COVINGTON, KY 41014-1725
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIME LNDG
Feb 3, 2017Warranty Deed, Transfer · Conventional with PMI
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2025 · Amount on File
Deed SaleJun 26, 2025 · Amount on File
Prior SaleJul 16, 2008 · Amount on File
Deed Document Number2025185
Deed Book / Page349 / 451
Prior Transfer DateMar 20, 2024
Prior Transfer Doc0005900064
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 26, 2025
Property Address9 HOLMESDALE CT, COVINGTON, KY 41014-1725
Document Number0005900185
Book / PageKC 349 / 451
Instrument DateJun 13, 2025
Instrument25062605900185
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2109 TREETOP LN, HEBRON, KY 41048-9313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9 HOLMESDALE CT, COVINGTON, KY 41014-1725

Mortgage

Document Number0005900186
DateJun 26, 2025
Instrument25062605900186
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9 HOLMESDALE CT, COVINGTON, KY 41014-1725
Document Number0000000026
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 HOLMESDALE CT COVINGTON KY 410141725, COVINGTON, KY 41014-1725

Mortgage

Document Number0000000026
DateSep 25, 2020
Book Page00M102/000338
Instrument26
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 3, 2017
Property Address9 HOLMESDALE CT, COVINGTON, KY 41014-1725
Document Number0000000123
Book / Page0C6089 / 000197
Instrument DateJan 30, 2017
Instrument123
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$123.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9 HOLMESDALE CT COVINGTON KY 410141725, COVINGTON, KY 41014-1725

Mortgage

Document Number125
DateFeb 3, 2017
Book Page0C6089/000199
Instrument125
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Holmesdale Ct was $2,004.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,900 (+71.78%) Land $10,000 Building $249,900$259,900 (+71.78%) Land $10,000 Building $249,900
2025$2,004.00$151,300 Land $10,000 Building $141,300$151,300 Land $10,000 Building $141,300
2023$2,015.00$151,300 Land $10,000 Building $141,300$151,300 Land $10,000 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Holmesdale Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9 Holmesdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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