Kenton County property record for 14 Holmesdale Ct, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,392 sqft · built 1923 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Mar 2017) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-19-014.00 |
| Primary APN | 055-23-19-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Finished Area |
| Gross Area | 1,656 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 HOLMESDALE CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS LOT 27 |
| Legal Subdivision | HARRIS CLAUDE |
| Legal Lot Number | 27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 61100 |
14 Holmesdale Ct is owned and occupied by an individual who bought it in March 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Mar 28, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on File |
| Deed Sale | Mar 28, 2017 · Amount on File |
| Prior Sale | Dec 5, 2014 · Amount on File |
| Deed Document Number | 201703 28 059 00243 |
| Deed Book / Page | 6125 / 144 |
| Prior Transfer Date | Nov 26, 2013 |
| Prior Transfer Doc | 0005900025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 17, 2026 |
| Property Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000012760 |
| Book / Page | 448 / 158 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202612760 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000012760, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 448/158 |
| Instrument | 202612760 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 2, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000000172 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 14 HOLMESDALE CT COVINGTON KY 410141726, COVINGTON, KY 41014-1726 |
| Document Number | 0000000172 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 000M97/000890 |
| Instrument | 172 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000000152 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 14 HOLMESDALE CT COVINGTON KY 410141726, COVINGTON, KY 41014-1726 |
| Document Number | 0000000152 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 0C6672/000122 |
| Instrument | 152 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 28, 2017 |
| Property Address | 14 HOLMESDALE CT, COVINGTON, KY 41014-1726 |
| Document Number | 0000000243 |
| Book / Page | 0C6125 / 000144 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 243 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 HOLMESDALE CT COVINGTON KY 410141726, COVINGTON, KY 41014-1726 |
| Document Number | 244 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 0C6125/000148 |
| Instrument | 244 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2047 |
The 2025 property tax bill for 14 Holmesdale Ct was $1,689.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (+25.49%) Land $10,000 Building $150,000 | $160,000 (+25.49%) Land $10,000 Building $150,000 | |
| 2025 | $1,689.00 | $127,500 Land $5,000 Building $122,500 | $127,500 Land $5,000 Building $122,500 |
| 2023 | $1,698.00 | $127,500 Land $5,000 Building $122,500 | $127,500 Land $5,000 Building $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Holmesdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 14 Holmesdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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