9 Haversack Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 9 Haversack Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,456 sqft · built 1997
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$190,200 (May 2021)
Tax Bill$2,137 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18A 5 319

Property Details

APN / Parcel Number

Primary APN18A 5 319
Alternative APN
  • 4837

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,480 sqft
1st Floor Area1,456 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
TerrainRolling
PorchPorch
Porch Area16 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4837
Street Address9 HAVERSACK RD
CityPALMYRA
StateVA
Zip22963-2917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 210002491 TUFTON-5 LOT 319 15,000 SF
Legal Block31
Legal Lot Number319
JurisdictionFLUVANNA VA
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2009
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 HAVERSACK RD, PALMYRA, VA 22963-2917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2021 · Amount on Record
Deed SaleMay 17, 2021 · Amount on Record
Deed Document Number20212491
Record UpdatedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateMay 17, 2021
Property Address9 HAVERSACK RD, PALMYRA, VA 22963-2917
Document Number0210002491
Map ReferenceDB 86 PG 403
Instrument DateMay 17, 2021
Instrument210002491
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 HAVERSACK RD, PALMYRA, VA 22963-2917

Mortgage

Document Number0210002492
DateMay 17, 2021
Instrument210002492
Lender
NameSUNSET INVESTMENTS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,100 (-) Land $30,000 Building $253,100$283,100 (-) Land $30,000 Building $253,100
2025$2,137.00 (+15.02%)$283,100 (+28.56%) Land $30,000 Building $253,100$283,100 (+28.56%) Land $30,000 Building $253,100
2023$220,200 Land $30,000 Building $190,200$220,200 Land $30,000 Building $190,200
2022$1,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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