10 Haversack Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 10 Haversack Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,568 sqft · built 2002
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Feb 2014)
Tax Bill$1,858 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 5 308

Property Details

APN / Parcel Number

Primary APN18A 5 308
Alternative APN
  • 3474

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area2,996 sqft
1st Floor Area1,568 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
TerrainRolling
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area52 sqft
Deck Area240 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3474
Street Address10 HAVERSACK RD
CityPALMYRA
StateVA
Zip22963-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 913-110 TUFTON-5 LOT 308 15,000 SF
Legal SubdivisionTUFTON
Legal Block30
Legal Lot Number308
JurisdictionFLUVANNA VA
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2010
Census Tract20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6237 GREENWICK DR, GLEN ALLEN, VA 23059-5451
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2014 · Amount on Record
Deed SaleFeb 18, 2014 · Amount on Record
Prior SaleJul 14, 2005 · Amount on Record
Deed Document Number2014436
Deed Book / Page913 / 110
Prior Transfer DateJun 15, 2006
Prior Transfer Doc687/695
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address10 HAVERSACK RD, PALMYRA, VA 22963-2919
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200005435
DateDec 29, 2020
Instrument200005435
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,200 (-) Land $30,000 Building $216,200$246,200 (-) Land $30,000 Building $216,200
2025$1,858.00 (+0.65%)$246,200 (+25.48%) Land $30,000 Building $216,200$246,200 (+25.48%) Land $30,000 Building $216,200
2024$1,846.00 (+11.54%)
2023$196,200 Land $30,000 Building $166,200$196,200 Land $30,000 Building $166,200
2022$1,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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