9 Garfield Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 9 Garfield Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,728 sqft · built 1935
Lot Size0.177 acres (7,709 sqft)
Owner2 Individual Names on File
Tax Bill$20,969 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBELM M:47 P:000066 S

Property Details

APN / Parcel Number

Primary APNBELM M:47 P:000066 S

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,728 sqft Living Area
1st Floor Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area7,709 sqft (0.177 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address9 GARFIELD RD
CityBELMONT
StateMA
Zip02478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSB
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group1
Census Block1018
Census Tract357100

Owner

Source: Middlesex County and Belmont Town records · APN BELM M:47 P:000066 S

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 GARFIELD RD, BELMONT, MA 02478-3308
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address9 GARFIELD RD, BELMONT, MA 02478
Document Number0001861332
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 GARFIELD RD BELMONT MA 02478, BELMONT, MA 02478

Mortgage

Document Number0001861332
DateNov 19, 2020
Instrument1861332
Lender
NameDEDHAM INSTITUTION FOR SVGS
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$20,969.00 (+21.06%)$1,841,000 (+19.47%) Land $965,000 Building $876,000$1,763,390 (+1.29%)
2024$1,740,875
2023$17,321.00$1,541,000 Land $918,000 Building $623,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173571001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–2001)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2001 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3026000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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