Middlesex County and Belmont Town property record for 22 Garfield Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,137 sqft · built 1963 |
| Lot Size | 0.195 acres (8,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,560,000 (Nov 2016) |
| Tax Bill | $29,181 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:47 P:000063 S |
| Primary APN | BELM M:47 P:000063 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,514 sqft (0.195 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 22 GARFIELD RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 357100 |
Source: Middlesex County and Belmont Town records · APN BELM M:47 P:000063 S
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Mar 17, 2020 | Deed of Trust, Mortgage SANTANDER BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2016 · Amount on Record |
| Deed Sale | Nov 08, 2016 · Amount on Record |
| Prior Sale | Jun 03, 1985 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001886899 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 1886899 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001879452 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 1879452 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1886899 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 1886899 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1879452 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 1879452 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 22 GARFIELD RD, BELMONT, MA 02478-3309 |
| Document Number | 0001838814 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 GARFIELD RD BELMONT MA 024783309, BELMONT, MA 02478-3309 |
| Document Number | 0001838814 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 1838814 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2050 |
Source: Middlesex County and Belmont Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,181.00 (+25.66%) | $2,562,000 (+24.01%) Land $990,000 Building $1,572,000 | $2,281,520 (+1.43%) |
| 2024 | $2,249,410 | ||
| 2023 | $23,222.00 | $2,066,000 Land $941,000 Building $1,125,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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