9 Finley Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 9 Finley Dr, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,780 sqft · built 1904
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Apr 2019)
Tax Bill	$1,169 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084A 5 30`

Property Details

APN / Parcel Number

Primary APN	`084A 5 30`
Alternative APNs	`558305` `24824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	890 sqft
Upper Floors Area	890 sqft
Basement Area	890 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	19,907 sqft (0.457 acres)
Terrain	Rolling
Porch	Slab
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9 FINLEY DR
City	STUARTS DRAFT
State	VA
Zip	24477-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	84A-(5)-30 STUARTS DRAFT ADJ W I RADER .457 ACRES
Legal Subdivision	STUARTS DRAFT
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	3
Census Block	3014
Census Tract	71102

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Apr 19, 2019	Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	20192530
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	9 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220008652
Date	Sep 28, 2022
Instrument	220008652

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	421 Months
Due	Oct 1, 2057

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	9 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006359
Date	Jul 19, 2022
Instrument	220006359

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	421 Months
Due	Aug 1, 2057

Interest

Rate Type	Adjustable Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Apr 19, 2019
Property Address	9 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Document Number	190002530
Instrument Date	Apr 19, 2019
Instrument	190002530
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 FINLEY DR, STUARTS DRAFT, VA 24477-2747

Mortgage

Document Number	0190002731
Date	Apr 19, 2019
Instrument	190002731

Lender

Name	MYCUMORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,169.00	$224,900 (-) Land $55,000 Building $169,900
2025	$1,169.00 (+22.92%)	$224,900 (+48.94%) Land $55,000 Building $169,900
2024			$224,900 (+48.94%) Land $55,000 Building $169,900
2023	$951.00	$151,000 Land $40,000 Building $111,000	$151,000 Land $40,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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