13 Finley Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 13 Finley Dr, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1964
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Feb 2019)
Tax Bill	$1,880 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084A 5 30A`

Property Details

APN / Parcel Number

Primary APN	`084A 5 30A`
Alternative APNs	`1986209` `24825`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	1,764 sqft
Basement Area	585 sqft
Finished Basement	585 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Terrain	Rolling
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	447 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13 FINLEY DR
City	STUARTS DRAFT
State	VA
Zip	24477-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	84A-(5)-30A TRACT OF LAND IN THE VILLAGE OF STUARTS DRAFT
Legal Subdivision	STUARTS DRAFT
Legal Tract	OF
Jurisdiction	AUGUSTA VA
Township / Civil Division	RIVERHEADS
Census Block Group	3
Census Block	3014
Census Tract	71102

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORP
Feb 22, 2019	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Deed Document Number	20191254
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	13 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250009321
Date	Dec 29, 2025
Instrument	250009321

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	13 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200007719
Date	Aug 31, 2020
Instrument	200007719

Lender

Name	C&F MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Feb 22, 2019
Property Address	13 FINLEY DR, STUARTS DRAFT, VA 24477-2747
Document Number	190001254
Instrument Date	Feb 15, 2019
Instrument	190001254
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FINLEY DR, STUARTS DRAFT, VA 24477-2747

Mortgage

Document Number	190001255
Date	Feb 22, 2019
Instrument	190001255

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,880.00	$361,700 (-) Land $55,000 Building $306,700
2025	$1,880.00 (+36.53%)	$361,700 (+65.46%) Land $55,000 Building $306,700
2024			$361,700 (+65.46%) Land $55,000 Building $306,700
2023	$1,377.00	$218,600 Land $45,000 Building $173,600	$218,600 Land $45,000 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER SANITARY DISTRICT serves 26,083 people · EPA ID VA2015575
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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