Harford County property record for 9 E Ring Factory Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,932 sqft · built 1961 |
| Lot Size | 0.368 acres (16,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jul 2026) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-090892 |
| Primary APN | 03-090892 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,932 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,016 sqft (0.368 acres) |
| Lot Dimensions | 182 ft deep x 91 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 090892 |
|---|---|
| Street Address | 9 E RING FACTORY RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 37 98/78X182 9 E RING FACTORY ROAD COLONIAL ACRES S1 P 9/71 |
| Legal Subdivision | COLONIAL ACRES |
| Legal Lot Number | 9,37 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 303602 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Aug 31, 2017 | Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC |
| May 21, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | May 20, 2015 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17219 / 450 |
| Transfer Doc | 0047020565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 1721000450 |
| Book / Page | 17219 / 450 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 1721000456, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 17219/456 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124930454 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 12493/0454 |
| Instrument | 12493-0454 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151050465 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 15105/465 |
| Name | ARCUS LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 9 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0132990327 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 9 E RING FACTORY RD BEL AIR MD 210145507, BEL AIR, MD 21014-5507 |
| Document Number | 0132990327 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 013299/000327 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2049 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,833 (+1.37%) | $328,500 (+4.12%) Land $106,200 Building $222,300 | |
| 2025 | $3,292.00 (+9.77%) | $315,500 (+9.31%) Land $106,200 Building $209,300 | $315,500 (-) Land $106,200 Building $209,300 |
| 2023 | $288,633 | $315,500 Land $106,200 Building $209,300 | |
| 2022 | $2,999.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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