Harford County property record for 3 E Ring Factory Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,530 sqft · built 1960 |
| Lot Size | 0.416 acres (18,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,500 (Jun 2020) |
| Tax Bill | $4,448 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-160521 |
| Primary APN | 03-160521 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Total Area |
| Basement Area | 570 sqft |
| Finished Basement | 570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 18,100 sqft (0.416 acres) |
| Lot Dimensions | 181 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 160521 |
|---|---|
| Street Address | 3 E RING FACTORY RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 40 100X181 3 E RING FACTORY ROAD COLONIAL ACRES PT 9/71 |
| Legal Subdivision | COLONIAL ACRES |
| Legal Lot Number | 40 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 303602 |
Source: Harford County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Apr 17, 2018 | Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Sep 26, 2017 | Deed, Transfer TRAVIS MOORE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Book / Page | 13946 / 431 |
| Transfer Doc | 0000000265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2020 |
| Property Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0139460431 |
| Book / Page | 13946 / 431 |
| Map Reference | MB GRG 9 FO 4 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0013946437 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 13946/437 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 17, 2018 |
| Property Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0127820414 |
| Book / Page | 12782 / 0414 |
| Map Reference | MB GRG9 FO9 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,339.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0012782419 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 12782/419 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 26, 2017 |
| Property Address | 3 E RING FACTORY RD, BEL AIR, MD 21014-5507 |
| Document Number | 0125270109 |
| Book / Page | 12527 / 0109 |
| Map Reference | MB GRG9 FO4 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 12527-0109 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 164, BEL AIR, MD 21014-0164 |
| Document Number | 125270142 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 12527-0142 |
| Name | TRAVIS MOORE |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Number | 0125270117 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 12527/0117 |
| Instrument | 12527-0117 |
| Name | DOMIONION FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,448.00 (+19.19%) Homeowner's exemption | $408,133 (+18.44%) | $463,200 (+21.7%) Land $106,600 Building $356,600 |
| 2025 | $3,732.00 (+10.32%) Homeowner's exemption | ||
| 2023 | $344,600 | $380,600 Land $106,600 Building $274,000 | |
| 2022 | $3,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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