Bergen County and Ramsey Borough property record for 9 E Oak St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,678 sqft · built 1996 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on Record |
| Last Sale | $605,000 (Sep 2020) |
| Tax Bill | $13,775 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02801-0000-00010 |
| Primary APN | 48-02801-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,678 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 9 E OAK ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.115AC |
| Legal Subdivision | RAMSEY GARDENS |
| Legal Block | 2801 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Mar 7, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 14, 2020 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2013 · Amount on Record |
| Deed Document Number | 202085014 |
| Deed Book / Page | 3704 / 1664 |
| Prior Transfer Date | Jul 14, 1993 |
| Prior Transfer Doc | 7622000824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Document Number | 0057050153 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 5705/153 |
| Instrument | 2026003940 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046090069 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 4609/69 |
| Instrument | 2022028450 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 14, 2020 |
| Property Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Document Number | 0037041664 |
| Book / Page | 3704 / 1664 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 20-085014 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 555 BLUEBERRY PL, 555, FRANKLIN LAKES, NJ 07417-2315 |
| Name | Verified Name |
|---|---|
| Address | 9 E OAK ST, RAMSEY, NJ 07446-2353 |
| Document Number | 20085015 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 20-085015 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,900 (+3.57%) Land $367,300 Building $325,600 | $692,900 (+3.57%) Land $367,300 Building $325,600 | |
| 2025 | $13,775.00 (-2.88%) | $669,000 (+33.11%) Land $342,300 Building $326,700 | $669,000 (+33.11%) Land $342,300 Building $326,700 |
| 2024 | $14,183.00 (+7.59%) | ||
| 2023 | $502,600 Land $258,600 Building $244,000 | $502,600 Land $258,600 Building $244,000 | |
| 2022 | $13,183.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures