34 E Oak St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 34 E Oak St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,668 sqft · built 1929
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Oct 2007)
Tax Bill$13,264 (2025)
Flood ZoneZone X (minimal risk)
APN48-03203-0000-00001

Property Details

APN / Parcel Number

Primary APN48-03203-0000-00001
Alternative APN
  • 480320300001

Interior

Stories2 Stories
Building Area1,668 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeFrame
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions115 ft deep x 125 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address34 E OAK ST
CityRAMSEY
StateNJ
Zip07446-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.330AC
Legal Block3203
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group4
Census Block4009
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 E OAK ST, RAMSEY, NJ 07446-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2007 · Amount on Record
Deed SaleOct 22, 2007 · Amount on Record
Prior SaleApr 8, 2003 · Amount on Record
Deed Document Number2007117020
Deed Book / Page9433 / 45
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$671,700 (+4.27%) Land $398,800 Building $272,900$671,700 (+4.27%) Land $398,800 Building $272,900
2025$13,264.00 (-2.26%)$644,200 (+33.96%) Land $373,800 Building $270,400$644,200 (+33.96%) Land $373,800 Building $270,400
2024$13,571.00 (+7.59%)
2023$480,900 Land $274,500 Building $206,400$480,900 Land $274,500 Building $206,400
2022$12,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1992–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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