9 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 9 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,380 sqft · built 1930
Lot Size	0.143 acres (6,231 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2022)
Tax Bill	$6,921 (2026)
Deeds & Mortgages	May 2023 Line of Credit Apr 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108 0000 0124 A`

Property Details

APN / Parcel Number

Primary APN	`108 0000 0124 A`
Alternative APN	`LAWR M:0108 B:0000 L:0124`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,380 sqft Living Area
Gross Area	5,426 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,231 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	108 0000 0124 A
Street Address	9 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-3903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	124
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1007
Census Tract	251000

Owner

9 E Haverhill St, a duplex, is owned and occupied by an individual who bought it in April 2022.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9 E HAVERHILL ST, LAWRENCE, MA 01841-3903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Apr 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Mar 12, 2008 · Amount on File
Deed Book / Page	17426 / 276
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	9 E HAVERHILL ST, LAWRENCE, MA 01841-3903
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017735-85
Date	May 8, 2023
Book Page	17735/85
Instrument	6900

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	9 E HAVERHILL ST, LAWRENCE, MA 01841-3903
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017716-283
Date	Apr 13, 2023
Book Page	17716/283
Instrument	5378

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 28, 2022
Property Address	9 E HAVERHILL ST, LAWRENCE, MA 01841-3903
Document Number	017426-276
Book / Page	17426 / 276
Instrument Date	Apr 28, 2022
Instrument	10210
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 E HAVERHILL ST, LAWRENCE, MA 01841-3903

Mortgage

Document Number	0000010211
Date	Apr 28, 2022
Instrument	10211

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9 E Haverhill St was $6,921, up 5.7% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,921.00 (+5.66%)	$801,000 (+7.62%) Land $119,700 Building $681,300	$775,096
2025	$6,550.00 (+10.96%)	$744,300 (+16.62%) Land $119,700 Building $624,600
2024	$5,903.00 (-5.96%)	$638,200 (+3.3%) Land $125,700 Building $512,500
2023	$6,277.00	$617,800 Land $121,400 Building $496,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 E Haverhill St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	22 units insured incl. 18 condo units
Nearby Flood Claims	6 (1987–2022)
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9 E Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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