12 E Haverhill St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 12 E Haverhill St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 4,067 sqft · built 1873
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2019)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108 0000 0138 A`

Property Details

APN / Parcel Number

Primary APN	`108 0000 0138 A`
Alternative APN	`LAWR M:0108 B:0000 L:0138`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,067 sqft Living Area
Gross Area	5,534 sqft
Basement Area	1,163 sqft
Unfinished Basement	1,163 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Other
Exterior Material	Other
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	108 0000 0138 A
Street Address	12 E HAVERHILL ST
City	LAWRENCE
State	MA
Zip	01841-3926
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	138
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1008
Census Tract	251000

Owner

12 E Haverhill St, a triplex, is owned and occupied by an individual who acquired it in July 2020.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Feb 17, 1998 · Amount on File
Deed Document Number	201912059
Deed Book / Page	15865 / 274
Last Transfer Date	Jul 9, 2020
Transfer Doc	16395-28
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017112-179
Date	Sep 1, 2021
Book Page	17112/179
Instrument	29387

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 14, 2020
Property Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926
Document Number	16395-28
Book / Page	16395 / 28
Instrument Date	Jul 9, 2020
Instrument	17604
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926

Mortgage

Document Number	16395-30
Date	Jul 14, 2020
Book Page	16395/30
Instrument	17605

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 31, 2019
Property Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926
Document Number	15865-274
Book / Page	15865 / 274
Instrument Date	May 23, 2019
Instrument	12059
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E HAVERHILL ST, LAWRENCE, MA 01841-3926

Mortgage

Document Number	12060
Date	May 31, 2019
Instrument	12060

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 E Haverhill St was $6,832, up 6.4% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,832.00 (+6.38%)	$790,700 (+8.34%) Land $123,300 Building $667,400
2025	$6,422.00 (+5.64%)	$729,800 (+11.05%) Land $123,300 Building $606,500
2024	$6,079.00 (-2.69%)	$657,200 (+6.88%) Land $129,500 Building $527,700
2023	$6,247.00	$614,900 Land $125,100 Building $489,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 E Haverhill St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	22 units insured incl. 18 condo units
Nearby Flood Claims	6 (1987–2022)
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 E Haverhill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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