5 E Grove Ct, Freeland, MI 48623 Property Records

Saginaw County property record for 5 E Grove Ct, Freeland, MI 48623

Property Summary

Property Type	Condominium
Details	3 bd · 4.5 ba · 5,355 sqft · built 1997
Lot Size	0.591 acres (25,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2021)
Tax Bill	$14,956 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-03-2336-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-03-2336-000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,355 sqft Living Area
1st Floor Area	3,080 sqft
Basement Area	3,080 sqft
Finished Basement	3,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,744 sqft (0.591 acres)
Lot Dimensions	160 ft deep x 161 ft wide
Garage Area	1,046 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	810 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 E GROVE CT
City	FREELAND
State	MI
Zip	48623-7805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B-5
Legal Description	UNIT 36 THE GROVE AT APPLE MOUNTAIN SITE CONDOMINIUM SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 51 SEC 3 T12N R3E ***NEW
Legal Range	03E
Legal Township	12N
Legal Section	03
Legal Subdivision	CONDOMINIUM SUBDIVISION
Legal Unit	36
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	1
Census Block	1006
Census Tract	12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 E GROVE CT, FREELAND, MI 48623-7805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Oct 28, 1996 · Amount on Record
Deed Document Number	20212242
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	0000006644
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 21, 2021
Property Address	5 E GROVE CT, FREELAND, MI 48623-7805
Document Number	0000002242
Map Reference	LB 1980 PG 208-296
Instrument Date	Dec 23, 2020
Instrument	2021002242
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 E GROVE CT, 5, FREELAND, MI 48623-7805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3311 CROOKED TREE LN APT 23, 23, SAGINAW, MI 48604-9622

Mortgage

Document Number	0000002243
Date	Jan 21, 2021
Instrument	2021002243

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,200 (+12.71%)	$922,400 (+12.71%)
2025	$14,956.00 (+21.24%) Homeowner's exemption
2023		$409,200	$818,400
2022	$12,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2022)
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms And Flooding, May 2020 · 3 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20