Santa Cruz County property record for 9 Dick Phelps Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,392 sqft · built 1995 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (Sep 2021) |
| Tax Bill | $10,426 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-071-33 |
| Primary APN | 051-071-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,920 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 16,161 sqft (0.371 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9 DICK PHELPS RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Subdivision | PM52 15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 122500 |
Source: Santa Cruz County records · APN 051-071-33
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 DICK PHELPS RD, WATSONVILLE, CA 95076-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit WEST COAST BANK |
| Sep 10, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Sep 29, 1995 · Amount on Record |
| Deed Document Number | 202146817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 24, 2026 |
| Property Address | 9 DICK PHELPS RD, WATSONVILLE, CA 95076-1333 |
| Document Number | 0000014298 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202614298 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9 DICK PHELPS RD, WATSONVILLE, CA 95076-1333 |
| Document Number | 0000014298, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202614298 |
| Name | WEST COAST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 10, 2021 |
| Property Address | 9 DICK PHELPS RD, WATSONVILLE, CA 95076-1333 |
| Document Number | 0000046817 |
| Map Reference | VOL 52 PG 15 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 2021-0046817 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 PINECREST DR, BOULDER CREEK, CA 95006-9037 |
| Document Number | 0000046818 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0046818 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,651 (+2%) Land $509,373 Building $274,278 | ||
| 2025 | $10,426.00 (+13.15%) Homeowner's exemption | $768,285 (+4.04%) Land $499,385 Building $268,900 | |
| 2023 | $9,214.00 (+2.47%) Homeowner's exemption | $738,452 Land $479,993 Building $258,459 | $680,850 |
| 2022 | $8,992.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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