St. Charles County property record for 9 Denbrook Ter, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,530 sqft · built 2023 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,020 (Dec 2024) |
| Tax Bill | $7,404 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | T220700073 |
| Primary APN | T220700073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Basement Area | 1,180 sqft |
| Finished Basement | 696 sqft |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 9,540 sqft (0.219 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T220700073 |
|---|---|
| Street Address | 9 DENBROOK TER |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT ELMHAVEN LOT 27 |
| Legal Subdivision | MANORS AT ELMHAVEN |
| Legal Lot Number | 27 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 310301 |
Source: St. Charles County records · APN T220700073
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9 DENBROOK TER, SAINT CHARLES, MO 63301-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORPORATION |
| Feb 09, 2024 | Deed of Trust, Mortgage · Construction Mortgage LINDELL BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on Record |
| Deed Sale | Dec 26, 2024 · Amount on Record |
| Deed Document Number | 0202453840 |
| Deed Book / Page | 2024 / 53840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 17, 2026 |
| Property Address | 9 DENBROOK TER, SAINT CHARLES, MO 63301-4871 |
| Document Number | 0000033814 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202633814 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9 DENBROOK TER, SAINT CHARLES, MO 63301-4871 |
| Document Number | 0000033814, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202633814 |
| Name | AMERICAN MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 9 DENBROOK TER, SAINT CHARLES, MO 63301-4871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD 200, 200, CHESTERFIELD, MO 63005-1276 |
| Document Number | 0000005338 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024R-005338 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63139 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,404.00 | $118,754 (+681.28%) | $625,020 (+681.28%) Land $80,000 Building $545,020 |
| 2023 | $15,200 | ||
| 2022 | $80,000 Land $80,000 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 3% of the US · above 5% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures