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11 Denbrook Ter, Saint Charles, MO 63301 Property Records

St. Charles County property record for 11 Denbrook Ter, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,178 sqft · built 2023
Lot Size0.389 acres (16,923 sqft)
OwnerCompany Name on Record
Last Sale$668,971 (May 2024)
Tax Bill$7,922 (2025)
Deeds & MortgagesMay 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNT220700072

Property Details

APN / Parcel Number

Primary APNT220700072
Alternative APN
  • 6-006B-D112-00-0026.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area3,352 sqft
1st Floor Area1,676 sqft
Basement Area1,676 sqft
Finished Basement502 sqft
Unfinished Basement1,174 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Exterior MaterialStone
Lot Area16,923 sqft (0.389 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT220700072
Street Address11 DENBROOK TER
CitySAINT CHARLES
StateMO
Zip63301-4871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT ELMHAVEN LOT 26
Legal SubdivisionMANORS AT ELMHAVEN
Legal Lot Number26
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2026
Census Tract310301

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11 DENBROOK TER, SAINT CHARLES, MO 63301-4871
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Deed Document Number202416742
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 2, 2024
Property Address11 DENBROOK TER, SAINT CHARLES, MO 63301-4871
Document Number0000016742
Map ReferenceDOC 2021R-069564
Instrument DateApr 24, 2024
Instrument2024R-016742
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address695 TRADE CENTER BLVD # BLVD200, BLVD200, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11 DENBROOK TER, SAINT CHARLES, MO 63301-4871

Mortgage

Document Number0000016743
DateMay 2, 2024
Instrument2024R-016743
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,104 (-)$668,971 (-) Land $80,000 Building $588,971
2025$7,922.00$127,104 (+736.21%)$668,971 (+736.21%) Land $80,000 Building $588,971
2023$15,200
2022$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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