9 Cumberland Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 9 Cumberland Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,470 sqft · built 2002
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Tax Bill$4,750 (2025)
Deeds & MortgagesJul 2019 Refinance
Jul 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNF2103R

Property Details

APN / Parcel Number

Primary APNF2103R
Alternative APNs
  • SACO M:027 L:033 U:002-000
  • M:027 L:033 U:002=000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
Gross Area2,856 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberF2103R
Street Address9 CUMBERLAND AVE
CitySACO
StateME
Zip04072-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Lot Number33
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3011
Census Tract5200

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 CUMBERLAND AVE, SACO, ME 04072-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CASCO FEDERAL CREDIT UNION
Jul 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jun 30, 2020Deed of Trust, Mortgage
CUSO HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2019
Deed SaleJul 24, 2019
Deed Document Number201928985
Deed Book / Page18002 / 512
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address9 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179970784
DateJul 18, 2019
Book Page17997/784
Instrument2019027550
Lender
NameCASCO FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 1, 2029

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address9 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190730929
DateJul 20, 2022
Book Page19073/929
Instrument2022030476
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address9 CUMBERLAND AVE, SACO, ME 04072-2026
Document Number0182970138
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 CUMBERLAND AVE SACO ME 040722026, SACO, ME 04072-2026

Mortgage

Document Number0182970138
DateJul 7, 2020
Book Page018297/000138
Instrument29490
Lender
NameCUSO HM LNDG
AddressHAMPDEN, ME 04444
Agreement
AmountAmount Recorded
Term360 Months
DueJul 6, 2050

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,750.00 (+0.96%)$334,500 (-0.12%) Land $118,800 Building $215,700
2024$4,705.00 (+6.64%)$334,900 (+39.14%) Land $118,800 Building $216,100$437,000
2022$4,412.00$240,700 Land $90,600 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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