5 Cumberland Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 5 Cumberland Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 907 sqft · built 1973
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$201,000 (Jun 2022)
Tax Bill$4,043 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APNF0184R

Property Details

APN / Parcel Number

Primary APNF0184R
Alternative APNs
  • SACO M:027 L:035 U:000-000
  • M:027 L:035 U:000=000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area907 sqft Living Area
Gross Area1,988 sqft
1st Floor Area907 sqft
Basement Area874 sqft
Finished Basement874 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account NumberF0184R
Street Address5 CUMBERLAND AVE
CitySACO
StateME
Zip04072-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionFARM CITY
Legal Lot Number35
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3011
Census Tract5200

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 CUMBERLAND AVE, SACO, ME 04072-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 21, 2022Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Deed Document Number202226272
Deed Book / Page19052 / 858
Prior Transfer DateJun 9, 2022
Prior Transfer Doc0190520858
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address5 CUMBERLAND AVE, SACO, ME 04072-2026
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0193710233
DateJan 4, 2024
Book Page19371/233
Instrument2024000290
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACO ME
Recording DateJun 21, 2022
Property Address5 CUMBERLAND AVE, SACO, ME 04072-2026
Document Number0190520858
Book / Page19052 / 858
Instrument DateJun 9, 2022
Instrument2022026272
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CUMBERLAND AVE, SACO, ME 04072-2026

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,043.00 (+6.82%)$284,700 (+5.68%) Land $118,800 Building $165,900
2024$3,785.00 (+4.82%)$269,400 (+36.75%) Land $118,800 Building $150,600$222,965
2022$3,611.00$197,000 Land $90,600 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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