9 Cross Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 9 Cross Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,072 sqft · built 1940
Lot Size	1.51 acres (66,037 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Jan 2025)
Tax Bill	$16,824 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03602-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-03602-0000-00001`
Alternative APN	`0200150000000023`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Construction Type	Frame
Lot Area	66,037 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200150000000023
Street Address	9 CROSS RD
City	BASKING RIDGE
State	NJ
Zip	07920-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	3602
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records · APN 02-03602-0000-00001

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 CROSS RD, BASKING RIDGE, NJ 07920-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Feb 19, 1997 · Amount on Record
Deed Document Number	20251268
Deed Book / Page	7598 / 661
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	9 CROSS RD, BASKING RIDGE, NJ 07920-1504
Document Number	0000056097
Instrument Date	Nov 04, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 CROSS RD BASKING RIDGE NJ 079201504, BASKING RIDGE, NJ 07920-1504

Mortgage

Document Number	0000056097
Date	Nov 04, 2020
Book Page	007271/002974
Instrument	56097

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,053,000 (+5.65%) Land $364,800 Building $688,200	$1,053,000 (+5.65%) Land $364,800 Building $688,200
2025	$16,824.00 (+15.36%)	$996,700 (+37.68%) Land $346,800 Building $649,900	$996,700 (+37.68%) Land $346,800 Building $649,900
2024	$14,584.00 (+9.69%)
2023		$723,900 Land $307,600 Building $416,300	$723,900 Land $307,600 Building $416,300
2022	$13,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.