Somerset County and Bernards Township property record for 26 Cross Rd, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,214 sqft · built 1939 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Nov 2018) |
| Tax Bill | $14,839 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02906-0000-00020 |
| Primary APN | 02-02906-0000-00020 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 53,143 sqft |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200117000000015 |
|---|---|
| Street Address | 26 CROSS RD |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Block | 2906 |
| Legal Lot Number | 20 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 52400 |
26 Cross Rd is owned and occupied by an individual who bought it in November 2018.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 CROSS RD, BASKING RIDGE, NJ 07920-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 2, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | May 8, 2003 · Amount on File |
| Deed Document Number | 201841472 |
| Deed Book / Page | 7081 / 2192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 26 CROSS RD, BASKING RIDGE, NJ 07920-1501 |
| Document Number | 0000018193 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 26 CROSS RD BASKING RIDGE NJ 079201501, BASKING RIDGE, NJ 07920-1501 |
| Document Number | 0000018193 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 007208/001603 |
| Instrument | 18193 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 2, 2018 |
| Property Address | 26 CROSS RD, BASKING RIDGE, NJ 07920-1501 |
| Document Number | 0000041472 |
| Book / Page | 007081 / 002192 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 41472 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CROSS RD BASKING RIDGE NJ 079201501, BASKING RIDGE, NJ 07920-1501 |
| Document Number | 41473 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 007081/002199 |
| Instrument | 41473 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 26 Cross Rd was $14,839, up 4.2% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $904,600 (+2.9%) Land $362,700 Building $541,900 | $904,600 (+2.9%) Land $362,700 Building $541,900 | |
| 2025 | $14,839.00 (+4.18%) | $879,100 Land $344,700 Building $534,400 | $879,100 Land $344,700 Building $534,400 |
| 2024 | $14,244.00 | ||
| 2023 | $752,100 Land $322,200 Building $429,900 | $752,100 Land $322,200 Building $429,900 | |
| 2022 | $14,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Cross Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Cross Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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