Westerly Town property record for 9 Cove Rd, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1940 |
| Square Footage | 1,201 sqft Living Area |
| Lot Size | 27,860 sqft (0.64 acres) |
| Last Sale | $574,900 (2021) |
| Tax Bill | $5,128.00 (2025) |
| Primary APN | WEST M:143 B:102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,201 sqft Living Area |
| Gross Area | 2,418 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,860 sqft (0.64 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13264450 |
|---|---|
| Street Address | 9 COVE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4407 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 102 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:143 B:102
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 W BRANCH DR, HEBRON, CT 06248-1267 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 19, 2021 | Deed, Transfer |
| Nov 25, 2020 | Trustee's Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 1326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 19, 2021 |
| Property Address | 9 COVE RD, WESTERLY, RI 02891-4407 |
| Document Number | 02021-1326 |
| Book / Page | 2021 / 1326 |
| Instrument Date | Jan 09, 2021 |
| Instrument | 2021-307 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 W BRANCH DR, HEBRON, CT 06248-1267 |
| Document Number | 02021-1336 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2021/1336 |
| Instrument | 2021-309 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 19, 2021 |
| Property Address | 9 COVE RD, WESTERLY, RI 02891-4407 |
| Document Number | 02021-1316 |
| Book / Page | 2021 / 1316 |
| Instrument Date | Jan 09, 2021 |
| Instrument | 2021-305 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 W BRANCH DR, HEBRON, CT 06248-1267 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 25, 2020 |
| Property Address | 9 COVE RD, WESTERLY, RI 02891-4407 |
| Document Number | 2020-6441 |
| Book / Page | 002020 / 026441 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 6055 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | FARNBOROUGH CT SILVER SPRING MD 20906, SILVER SPRING, MD 20906 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,128.00 (-3.83%) | $721,300 (+30.13%) Land $498,300 Building $223,000 |
| 2023 | $5,332.00 (+0.62%) | $554,300 (-) Land $359,200 Building $195,100 |
| 2022 | $5,299.00 | $554,300 Land $359,200 Building $195,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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