Westerly Town property record for 10 Cove Rd, Westerly, RI 02891
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $451 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:143 B:44 |
| Primary APN | WEST M:143 B:44 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,600 sqft (0.106 acres) |
|---|
| Account Number | 13118503 |
|---|---|
| Street Address | 10 COVE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4452 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Block | 44 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 51000 |
10 Cove Rd, residential vacant land, is held in a trust.
Source: Westerly Town records, as of June 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12 COVE RD, WESTERLY, RI 02891-4452 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10 Cove Rd was $451.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $451.00 | $63,400 Land $63,400 |
| 2023 | $436.00 (+0.69%) | $45,300 (-) Land $45,300 |
| 2022 | $433.00 | $45,300 Land $45,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10 Cove Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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