Essex County and Salem City property record for 9 Cottage St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1964 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,000 (Nov 2013) |
| Tax Bill | $6,365 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:14 L:0189 |
| Primary APN | SALE M:14 L:0189 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,604 sqft |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,401 sqft (0.17 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 9 COTTAGE ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 189 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 204701 |
9 Cottage St is owned and occupied by two individuals who bought it in November 2013.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 COTTAGE ST, SALEM, MA 01970-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2013 · Amount on File |
| Deed Sale | Nov 21, 2013 · Amount on File |
| Deed Book / Page | 32970 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 9 COTTAGE ST, SALEM, MA 01970-2860 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039681-523 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 39681/523 |
| Instrument | 20210324002730 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2026 property tax bill for 9 Cottage St was $6,365, up 6.9% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,365.00 (+6.88%) | $590,400 (+12.44%) Land $216,200 Building $374,200 | $646,597 (+15.77%) |
| 2025 | $5,955.00 (+0.52%) | $525,100 (+3%) Land $187,600 Building $337,500 | $558,505 |
| 2024 | $5,924.00 (+4.98%) | $509,800 (+13.01%) Land $187,600 Building $322,200 | |
| 2023 | $5,643.00 | $451,100 Land $171,700 Building $279,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Cottage St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 8 condo units |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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