Essex County and Salem City property record for 5 Cottage St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,150 sqft · built 1963 |
| Lot Size | 0.151 acres (6,591 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Feb 2008) |
| Tax Bill | $7,224 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:14 L:0187 |
| Primary APN | SALE M:14 L:0187 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 2,324 sqft |
| Basement Area | 1,478 sqft |
| Finished Basement | 1,056 sqft |
| Unfinished Basement | 422 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,591 sqft (0.151 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 COTTAGE ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 187 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 204701 |
Source: Essex County and Salem City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 COTTAGE ST, SALEM, MA 01970-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU |
| Feb 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2008 · Amount on Record |
| Deed Sale | Feb 22, 2008 · Amount on Record |
| Deed Book / Page | 27544 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 5 COTTAGE ST, SALEM, MA 01970-2860 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40283-302 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 40283/302 |
| Instrument | 20210916000750 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 5 COTTAGE ST, SALEM, MA 01970-2860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37345-591 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 37345/591 |
| Instrument | 20190225002140 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 5 COTTAGE ST, SALEM, MA 01970-2860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39420-531 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 39420/531 |
| Instrument | 20210119000950 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Feb 1, 2035 |
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,224.00 (+7.55%) | $670,100 (+13.14%) Land $212,100 Building $457,300 | $640,001 (+3.23%) |
| 2025 | $6,717.00 (-2.27%) | $592,300 (+0.14%) Land $184,000 Building $408,300 | $619,970 |
| 2024 | $6,873.00 (+2.51%) | $591,500 (+10.35%) Land $184,000 Building $407,500 | |
| 2023 | $6,705.00 | $536,000 Land $168,400 Building $367,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 8 condo units |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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