9 Cottage Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 9 Cottage Dr, Watsonville, CA 95076

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 504 sqft · built 1962
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on Record
Tax Bill$8,710 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN051-312-04

Property Details

APN / Parcel Number

Primary APN051-312-04
Alternative APN
  • 051-312-04-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area504 sqft Total Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9 COTTAGE DR, A
CityWATSONVILLE
StateCA
Zip95076-2313
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1-6
Legal SubdivisionPARKWOOD MANOR TR 257
Legal Lot Number19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1004
Census Tract122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 COTTAGE DR, WATSONVILLE, CA 95076-2313
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Quit Claim Deed, Transfer
PRIME LNDG
Aug 12, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 6, 2020
Transfer Doc0000030589
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 12, 2020
Property Address9 COTTAGE DR, WATSONVILLE, CA 95076-2313
Document Number0000030590
Instrument DateAug 7, 2020
Instrument30590
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address9 COTTAGE DR #A-B CORRALITOS CA 950762313, A-B, CORRALITOS, CA 95076-2313

Mortgage

Document Number30591
DateAug 12, 2020
Instrument30591
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 12, 2020
Property Address9 COTTAGE DR, WATSONVILLE, CA 95076-2313
Document Number0000030589
Instrument DateAug 6, 2020
Instrument30589
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address9 COTTAGE DR #A-B CORRALITOS CA 950762313, A-B, CORRALITOS, CA 95076-2313

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$562,682 (+2%) Land $337,119 Building $225,563
2025$8,710.00 (+11.07%) Homeowner's exemption$551,650 (+4.04%) Land $330,509 Building $221,141
2023$7,842.00 (+1.92%) Homeowner's exemption$530,228 Land $317,675 Building $212,553
2022$7,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims54 (1995–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 3 claims
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 17 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

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