Santa Cruz County property record for 7 Cottage Dr, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,483 sqft · built 1963 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Nov 2000) |
| Tax Bill | $7,110 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-312-05 |
| Primary APN | 051-312-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| Gross Area | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 7 COTTAGE DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | TRACT 257 LOT 20 |
| Legal Subdivision | PARKWOOD MANOR |
| Legal Tract | 257 |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 122500 |
7 Cottage Dr is owned and occupied by an individual who acquired it in March 2021.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 COTTAGE DR, WATSONVILLE, CA 95076-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2000 · Amount on File |
| Deed Sale | Nov 15, 2000 · Amount on File |
| Prior Sale | Dec 21, 1998 · Amount on File |
| Deed Document Number | 200055491 |
| Last Transfer Date | Mar 31, 2021 |
| Transfer Doc | 0000019742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 6, 2021 |
| Property Address | 7 COTTAGE DR, WATSONVILLE, CA 95076-2313 |
| Document Number | 0000019742 |
| Map Reference | MB 37 PG 16 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021-0019742 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7 COTTAGE DR, WATSONVILLE, CA 95076-2313 |
| Document Number | 0000019743 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-0019743 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 7 Cottage Dr was $7,110 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,668 (+2%) Land $303,401 Building $202,267 | ||
| 2025 | $7,110.00 Homeowner's exemption | $495,753 Land $297,452 Building $198,301 | |
| 2023 | $6,332.00 (+1.96%) Homeowner's exemption | $476,503 Land $285,902 Building $190,601 | $701,910 |
| 2022 | $6,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 54 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Cottage Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures