9 Concord Ln, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 9 Concord Ln, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1988
Lot Size	0.234 acres (10,205 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2020)
Tax Bill	$2,189 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-042588`

Property Details

APN / Parcel Number

Primary APN	`03-042588`
Alternative APN	`042588`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,205 sqft (0.234 acres)
Porch	Slab
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042588
Street Address	9 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-223 10205 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 11
Legal Lot Number	223
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1016
Census Tract	951102

Owner

9 Concord Ln is owned and occupied by an individual who bought it in July 2020.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9 CONCORD LN, BERLIN, MD 21811-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Aug 18, 1995 · Amount on File
Deed Book / Page	7716 / 336
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 22, 2020
Property Address	9 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0077160336
Book / Page	007716 / 000336
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	MARYLAND TITLE COMPANY, MARYLAND TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9 CONCORD LN OCEAN PINES MD 218111590, OCEAN PINES, MD 21811-1590

Mortgage

Document Number	77160342
Date	Jul 22, 2020
Book Page	007716/000342

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9 Concord Ln was $2,189, up 6.8% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,189.00 (+6.83%)	$237,167	$252,300 Land $82,400 Building $169,900
2025	$2,049.00
2023	$1,872.00	$195,667	$206,900 Land $82,400 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Concord Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Concord Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Concord Ln

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