3 Concord Ln, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 3 Concord Ln, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1995
Lot Size	0.269 acres (11,724 sqft)
Owner	2 Individual Names on File
Last Sale	$361,000 (Mar 2022)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-092240`

Property Details

APN / Parcel Number

Primary APN	`03-092240`
Alternative APN	`092240`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,724 sqft (0.269 acres)
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	092240
Street Address	3 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-11-226 11724 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	226
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1016
Census Tract	951102

Owner

Source: Worcester County records · APN 03-092240

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	452 YORKSHIRE DR, SEVERNA PARK, MD 21146-1653
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Nov 03, 2015 · Amount on Record
Deed Book / Page	8322 / 345
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 02, 2022
Property Address	3 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0083220345
Book / Page	8322 / 345
Map Reference	MB 19 FO 7
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NOT AVAILABLE, CARDINAL STLMTS OF MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	452 YORKSHIRE DR, SEVERNA PARK, MD 21146-1653

Mortgage

Document Number	0008322351
Date	Mar 02, 2022
Instrument	8322/351

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,600 (+30.89%)	$333,600 (+30.52%) Land $82,800 Building $250,800
2025	$2,599.00 (+15.61%)
2023	$2,248.00	$235,000	$255,600 Land $82,800 Building $172,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479511021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 301 individual NFIP policies nearby
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.