9 Cobalt Dr, Dana Point, CA 92629 Property Records

Orange County property record for 9 Cobalt Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 5,264 sqft · built 2004
Lot Size	0.302 acres (13,143 sqft)
Owner	Individual Name on Record
Last Sale	$3,654,000 (May 2016)
Tax Bill	$47,273 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`668-531-34`

Property Details

APN / Parcel Number

Primary APN	`668-531-34`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,264 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	13,143 sqft (0.302 acres)
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	9 COBALT DR
City	DANA POINT
State	CA
Zip	92629-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15405 BLK LOT 42
Legal Subdivision	TRACT NO. 15405 AS SHOWN ON
Legal Tract	15405
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42311

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 COBALT DR, DANA POINT, CA 92629-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage DAVID JENG DER LEE
Aug 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage FEN XIAO LAM
Apr 24, 2023	Deed of Trust, Mortgage BANK IRVINE
Nov 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage MOCAA INC
Oct 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage CC&N INVESTMENT LLC
Jul 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	Dec 29, 2004 · Amount on Record
Deed Document Number	2016220085
Last Transfer Date	Jun 20, 2022
Transfer Doc	0000242765
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000253923
Date	Sep 15, 2025
Instrument	2025000253923

Lender

Name	DAVID JENG DER LEE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000196447
Date	Aug 14, 2023
Instrument	2023000196447

Lender

Name	FEN XIAO LAM
Type	Private Party
Address	2521 WINDSOR PL, ROWLAND HEIGHTS, CA 91748

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000093654
Date	Apr 24, 2023
Instrument	2023000093654

Lender

Name	BANK IRVINE
Type	Bank
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 25, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	13.2%
Index	Other
Margin	1
Max Rate	13.2%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000382641
Date	Nov 17, 2022
Instrument	2022000382641

Lender

Name	MOCAA INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000337233
Date	Oct 18, 2022
Instrument	2022000337233

Lender

Name	CC&N INVESTMENT LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 11, 2022
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Document Number	0000242765
Map Reference	MB 832 PG 10
Instrument Date	Jun 30, 2022
Instrument	2022000242765
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000242766
Date	Jul 11, 2022
Instrument	2022000242766

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 30, 2022
Property Address	9 COBALT DR, DANA POINT, CA 92629-5906
Document Number	0000122640
Map Reference	MB 832 PG 10
Instrument Date	Mar 21, 2022
Instrument	2022000122640
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 COBALT DR, DANA POINT, CA 92629-5906

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,411,802 (+2%) Land $3,083,827 Building $1,327,975
2025	$47,273.00 (+5.43%)	$4,325,297 (+4.04%) Land $3,023,360 Building $1,301,937
2023	$44,837.00 (+1.39%)	$4,157,342 Land $2,905,960 Building $1,251,382
2022	$44,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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