1 Cobalt Dr, Dana Point, CA 92629 Property Records

Orange County property record for 1 Cobalt Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,438 sqft · built 2003
Lot Size	0.295 acres (12,833 sqft)
Owner	2 Company Names on Record
Last Sale	$4,150,000 (Dec 2024)
Tax Bill	$30,652 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`668-531-38`

Property Details

APN / Parcel Number

Primary APN	`668-531-38`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,438 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	12,833 sqft (0.295 acres)
Garage Area	712 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1 COBALT DR
City	DANA POINT
State	CA
Zip	92629-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15405 BLK LOT 38
Legal Subdivision	TRACT NO. 15405
Legal Tract	15405
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42311

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 COBALT DR, DANA POINT, CA 92629-5906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit LOGIX FEDERAL CREDIT UNION
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	2024314249
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0000624796
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 5, 2026
Property Address	1 COBALT DR, DANA POINT, CA 92629-5906
Document Number	0000128571
Instrument Date	Apr 28, 2026
Instrument	2026128571
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000128571,
Date	May 5, 2026
Instrument	2026128571

Lender

Name	LOGIX FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2041

Interest

Rate Type	Balloon
Rate	5.77%
Initial Type	Balloon
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1 COBALT DR, DANA POINT, CA 92629-5906
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 COBALT DR, DANA POINT, CA 92629-5906

Mortgage

Document Number	0000307639
Date	Nov 10, 2025
Instrument	2025000307639

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,892,726 (+2%) Land $1,851,345 Building $1,041,381
2025	$30,652.00 (-14.48%)	$2,836,006 (-10.34%) Land $1,815,044 Building $1,020,962
2024	$35,844.00 (+3.01%)
2023	$34,797.00 (+5.26%)	$3,163,163 Land $1,977,235 Building $1,185,928
2022	$33,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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