9 Clover Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 9 Clover Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1968
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Nov 2007)
Tax Bill	$6,382 (2026)
Deeds & Mortgages	Aug 2005 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493089 153.09-1-37`

Property Details

APN / Parcel Number

Primary APN	`493089 153.09-1-37`
Alternative APNs	`308915300900010370000000` `00000005512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	159 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	418 sqft
Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Canopy	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000005512
Street Address	9 CLOVER RD
City	APALACHIN
State	NY
Zip	13732-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	3
Census Block	3027
Census Tract	20401

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 CLOVER RD, APALACHIN, NY 13732-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2005	Deed of Trust, Mortgage PHH UNITED STATES MORTGAGE CORP
May 14, 2019	Quit Claim Deed, Transfer Quitclaim
Nov 6, 2007	Deed, Transfer VISIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2007 · Amount on Record
Deed Sale	Nov 6, 2007 · Amount on Record
Prior Sale	Sep 27, 2001 · Amount on Record
Deed Book / Page	15060 / 9001
Last Transfer Date	May 14, 2019
Transfer Doc	0000001863
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	9 CLOVER RD, APALACHIN, NY 13732-2553
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123929003
Date	Aug 31, 2005
Instrument	0123929003

Lender

Name	PHH UNITED STATES MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	May 14, 2019
Property Address	9 CLOVER RD, APALACHIN, NY 13732-2553
Document Number	2019000001863
Instrument Date	May 14, 2019
Instrument	20190-00001863
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CLOVER RD, APALACHIN, NY 13732-2553

November 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Nov 6, 2007
Property Address	9 CLOVER RD, APALACHIN, NY 13732-2553
Document Number	0000015060/0000009001
Book / Page	0000015060 / 0000009001
Instrument Date	Nov 2, 2007
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	JOHN ARTMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CLOVER RD, APALACHIN, NY 13732-2553

Mortgage

Document Number	0150609002
Date	Nov 6, 2007
Instrument	0150609002

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	110 Months
Due	Jan 1, 2017

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,382.00 (-0.31%) Homeowner's exemption Senior Citizen's exemption
2025	$6,402.00 (+153.75%)	$126,400 (-) Land $7,700 Building $118,700	$241,914 (+3.35%) Land $14,737 Building $227,177
2023		$126,400 Land $7,700 Building $118,700	$234,074 Land $14,259 Building $219,815
2019	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	118 (1979–2011)
Claims Outside the SFHA	35 of 118
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 50 claims Severe Storms And Flooding, Jun 2006 · 50 claims Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #3 serves 2,150 people · EPA ID NY5305671
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

4G LTE only, no 5G reported

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