Tioga County and Owego Town property record for 7 Clover Rd, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,956 sqft · built 1972 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,802 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 153.09-1-36 |
| Primary APN | 493089 153.09-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 159 ft deep x 90 ft wide |
| Garage Type | Basement |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Canopy | 24 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000004711 |
|---|---|
| Street Address | 7 CLOVER RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 20401 |
7 Clover Rd is owned and occupied by two individuals.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 CLOVER RD, APALACHIN, NY 13732-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 24, 2025 |
| Property Address | 7 CLOVER RD, APALACHIN, NY 13732-2553 |
| Document Number | 202500003448 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025-00003448 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 CLOVER RD, APALACHIN, NY 13732-2553 |
The 2026 property tax bill for 7 Clover Rd was $4,802, down 0.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,802.00 (-0.31%) | ||
| 2025 | $4,817.00 (+0.19%) | $95,100 (-) Land $7,700 Building $87,400 | $182,010 (+2.39%) Land $14,737 Building $167,273 |
| 2024 | $4,808.00 Homeowner's exemption | $95,100 (-) Land $7,700 Building $87,400 | $177,757 (+0.93%) Land $14,393 Building $163,364 |
| 2023 | $95,100 Land $7,700 Building $87,400 | $176,111 Land $14,259 Building $161,852 | |
| 2019 | $1,898.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Clover Rd in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 118 (1979–2011) |
| Claims Outside the SFHA | 35 of 118 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Clover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWEGO WD #3 serves 2,150 people · EPA ID NY5305671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
4G LTE only, no 5G reported
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