9 Circle Dr W, Montgomery, IL 60538 Property Records

Kendall County property record for 9 Circle Dr W, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 977 sqft · built 1964
Lot Size	0.215 acres (9,376 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Feb 2025)
Tax Bill	$6,592 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-452-066`

Property Details

APN / Parcel Number

Primary APN	`03-05-452-066`
Alternative APN	`1005452066`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	977 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	977 sqft
Basement Area	552 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Tri-Level
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,376 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9 CIRCLE DR W
City	MONTGOMERY
State	IL
Zip	60538-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 152 BOULDER HILL UNIT 7 SEC.5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	05
Legal Subdivision	BOULDER HILL
Legal Lot Number	152
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3004
Census Tract	890302

Owner

9 Circle Dr W is owned by an individual who bought it in February 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	410 NEWPORT CIR, OSWEGO, IL 60543-8675
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	20252391
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 16, 2020
Property Address	9 CIRCLE DR W, MONTGOMERY, IL 60538-2509
Document Number	0000012756
Instrument Date	Jun 8, 2020
Instrument	202000012756
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CIRCLE DR W, MONTGMRY, IL 60538-2509

Mortgage

Document Number	0000012757
Date	Jul 16, 2020
Instrument	202000012757

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 27, 2018
Property Address	9 CIRCLE DR W, MONTGOMERY, IL 60538-2509
Document Number	0000010642
Instrument Date	Jul 24, 2018
Instrument	10642
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SPRUCE ST NORTH AURORA IL 605421344, NORTH AURORA, IL 60542-1344

Mortgage

Document Number	10643
Date	Jul 27, 2018
Instrument	10643

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,212 Land $25,743 Building $72,469	$294,636 Land $77,229 Building $217,407
2024	$6,592.00
2022		$74,465 Land $19,518 Building $54,947	$223,395 Land $58,554 Building $164,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9 Circle Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Circle Dr W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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