5 Circle Dr W, Montgomery, IL 60538 Property Records

Kendall County property record for 5 Circle Dr W, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,031 sqft · built 1964
Lot Size	0.221 acres (9,641 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$6,471 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-452-064`

Property Details

APN / Parcel Number

Primary APN	`03-05-452-064`
Alternative APN	`1005452064`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,031 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	1,031 sqft
Basement Area	552 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Tri-Level
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,641 sqft (0.221 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5 CIRCLE DR W
City	MONTGOMERY
State	IL
Zip	60538-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 150 BOULDER HILL UNIT 7 SEC. 5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	05
Legal Subdivision	BOULDER HILL
Legal Lot Number	150
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3004
Census Tract	890302

Owner

5 Circle Dr W is owned and occupied by two individuals who bought it in September 2020.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 CIRCLE DR W, MONTGOMERY, IL 60538-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2017	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	202018535
Prior Transfer Date	May 4, 2010
Prior Transfer Doc	0000009390
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 23, 2020
Property Address	5 CIRCLE DR W, MONTGOMERY, IL 60538-2509
Document Number	0000018535
Instrument Date	Aug 13, 2020
Instrument	202000018535
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CIRCLE DR W, 5, MONTGMRY, IL 60538-2509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 CIRCLE DR W, MONTGMRY, IL 60538-2509

Mortgage

Document Number	0000018536
Date	Sep 23, 2020
Instrument	202000018536

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 23, 2017
Property Address	5 CIRCLE DR W, MONTGOMERY, IL 60538-2509
Document Number	0000013426
Instrument Date	Aug 15, 2017
Instrument	201700013426
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CIRCLE DR W, MONTGOMERY, IL 60538-2509

Mortgage

Document Number	0000013427
Date	Aug 23, 2017
Instrument	201700013427

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,536 Land $25,743 Building $70,793	$289,608 Land $77,229 Building $212,379
2024	$6,471.00
2022		$73,193 Land $19,518 Building $53,675	$219,579 Land $58,554 Building $161,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Circle Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Circle Dr W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Circle Dr W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures