9 Circle Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 9 Circle Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,956 sqft · built 1920
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2022)
Tax Bill	$2,027 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3643-06-0410`

Property Details

APN / Parcel Number

Primary APN	`3643-06-0410`
Alternative APNs	`364309060410` `290456` `22502`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Construction Type	Concrete
Lot Area	10,062 sqft (0.231 acres)
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	290456
Street Address	9 CIRCLE DR
City	LINCOLNTON
State	NC
Zip	28092-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	#41 LOT BOGER & CRAWFORD
Legal Subdivision	BOGER &CRAWFORD INC VILLAGE
Legal Lot Number	41
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2029
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 26, 2022	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG
May 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	2022651278
Deed Book / Page	3159 / 333
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	26640991
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203
Transaction Type	Mortgage
Record Updated	May 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203

Mortgage

Document Number	0003318416
Date	Apr 17, 2024
Book Page	3318/416
Instrument	679340

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23453

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 26, 2022
Property Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203
Document Number	0003159333
Book / Page	3159 / 333
Map Reference	MB C PG 90
Instrument Date	Mar 16, 2022
Instrument	651278
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 HORSESHOE DR, 1049, NASHVILLE, TN 37216-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203

Mortgage

Document Number	0000651279
Date	Apr 26, 2022
Instrument	651279

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203
Document Number	268535
Book / Page	002685 / 000035
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CIRCLE DR LINCOLNTON NC 280924203, LINCOLNTON, NC 28092-4203

Mortgage

Document Number	268535
Date	Aug 11, 2017
Book Page	002685/000035
Instrument	566557

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2027

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	May 12, 2017
Property Address	9 CIRCLE DR, LINCOLNTON, NC 28092-4203
Document Number	2664991
Book / Page	002664 / 000991
Instrument Date	May 11, 2017
Instrument	562636
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 MARIETTA ST NW #628 ATLANTA GA 303180542, 628, ATLANTA, GA 30318-0542

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,027.00	$188,927 (-) Land $17,500 Building $171,427	$188,927 (-) Land $17,500 Building $171,427
2025	$2,027.00 (+1%)	$188,927 (-) Land $17,500 Building $171,427	$188,927 (-) Land $17,500 Building $171,427
2023	$2,007.00	$188,927 Land $17,500 Building $171,427	$188,927 Land $17,500 Building $171,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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