11 Circle Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 11 Circle Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1920
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,328 (2026)
Deeds & Mortgages	Feb 2022 Sale Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3643-06-1417`

Property Details

APN / Parcel Number

Primary APN	`3643-06-1417`
Alternative APNs	`364309061417` `289703` `187261` `22504`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,365 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	187261
Street Address	11 CIRCLE DR
City	LINCOLNTON
State	NC
Zip	28092-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	#43 BOGER & CRAWFORD
Legal Subdivision	BOGER & CRAWFORD INC VILLAGE
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2029
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1123, LINCOLNTON, NC 28093-1123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 18, 2022
Property Address	11 CIRCLE DR, LINCOLNTON, NC 28092-4203
Document Number	0003138115
Book / Page	3138 / 115
Map Reference	MB C PG 90
Instrument Date	Feb 18, 2022
Instrument	647748
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 ASBURY CHURCH RD, LINCOLNTON, NC 28092-8103

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	11 CIRCLE DR, LINCOLNTON, NC 28092-4203
Document Number	2874226
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CIRCLE DR LINCOLNTON NC 280924203, LINCOLNTON, NC 28092-4203

Mortgage

Document Number	2874226
Date	Jan 8, 2020
Book Page	002874/000226
Instrument	602870

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2030

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,328.00 (+103.06%)	$118,994 (-) Land $17,500 Building $101,494	$118,994 (-) Land $17,500 Building $101,494
2023	$654.00	$118,994 Land $17,500 Building $101,494	$118,994 Land $17,500 Building $101,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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