9 Circle Dr, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 9 Circle Dr, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,242 sqft · built 1957
Lot Size	0.287 acres (12,540 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2022)
Tax Bill	$7,005 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`110200 86.55-01-08.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.55-01-08.000`
Alternative APN	`020008605500010080000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,540 sqft (0.287 acres)
Lot Dimensions	132 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	9 CIRCLE DR
City	CORTLAND
State	NY
Zip	13045-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	1
Census Block	1003
Census Tract	970700

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1199 DAVINCI DR, CORTLAND, NY 13045-9140
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Aug 16, 2019	Warranty Deed, Transfer · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	20224749
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Aug 29, 2022
Property Address	9 CIRCLE DR, CORTLAND, NY 13045-1819
Document Number	0000004749
Instrument Date	Aug 17, 2022
Instrument	2022-04749
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 DAVINCI DR, CORTLAND, NY 13045-9140

Mortgage

Document Number	0000004750
Date	Aug 29, 2022
Instrument	2022-04750

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Aug 16, 2019
Property Address	9 CIRCLE DR, CORTLAND, NY 13045-1819
Document Number	0000003437
Instrument Date	Jul 26, 2019
Instrument	3437
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLEVELAND ST CORTLAND NY 130452331, CORTLAND, NY 13045-2331

Mortgage

Document Number	3438
Date	Aug 16, 2019
Instrument	3438

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,005.00 (+63.86%)
2025	$4,275.00 (+7.85%)	$185,000 (+60.87%) Land $20,900 Building $164,100	$190,722 (+21.07%) Land $21,546 Building $169,176
2023	$3,964.00	$115,000 Land $14,600 Building $100,400	$157,534 Land $20,000 Building $137,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Verizon.

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