5 Circle Dr, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 5 Circle Dr, Cortland, NY 13045

Property Summary

Property TypeResidential Vacant Land
Lot Size0.083 acres (3,629 sqft)
OwnerIndividual Name on File
Tax Bill$236 (2026)
Flood ZoneZone AE (high risk)
APN110200 86.55-01-10.000

Property Details

APN / Parcel Number

Primary APN110200 86.55-01-10.000
Alternative APN
  • 020008605500010100000000

Exterior

Lot Area3,629 sqft (0.083 acres)
Lot Dimensions118 ft deep x 30.5 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 CIRCLE DR
CityCORTLAND
StateNY
Zip13045
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number10.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group1
Census Block1003
Census Tract970700

Owner

5 Circle Dr, residential vacant land, is owned by an individual.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address7 CIRCLE DR, CORTLAND, NY 13045-1819
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5 Circle Dr was $236, up 72.3% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236.00 (+72.26%)
2025$137.00$5,600 Land $5,600$5,773 Land $5,773
2023$349.00$10,000 Land $10,000$13,699 Land $13,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Circle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Circle Dr

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